Asset Management

SILVERTON Assetmanagement

Specialist for all real estate classes

Real Estate Asset Management

Silverton specializes in the management of assets of all property classes. A particular focus is on the management, value enhancement and repositioning of commercial real estate and properties with value-added potential.

Commercial Real Estate

The focus of our activities is on increasing the value of the property by sustainably optimizing cash flow and realizing potential for rental income and costs. At Silverton, all solutions and reporting requirements are developed and implemented individually for each client. Our customers have the opportunity to view the current activities and results at any time via a web application and thus enjoy full transparency and control over their investment.

Focus on Value Appreciation

Our special expertise lies in the management and value enhancement of opportunistic properties, some of which are characterized by high vacancy rates and renovation backlogs. Through intensive property management, targeted leasing measures, cost management, creative marketing approaches and repositioning, we offer turnaround solutions and optimize cash flow and property values.

Asset Management in numbers

Mio. € Asset Value

Assets

m2 lettable area

Office

Retail

Other

BaFin-regulated credit service provider

Primary & Special Loan Servicing

As an independent BaFin-regulated credit service provider with a payment license pursuant to ZAG, we offer banks, international financial investors and FinTech companies services in the areas of credit management (primary servicing) as well as processing of non-performing financial operations (special servicing). We also support banks and deconsolidated environments in all areas of operational and strategic portfolio and asset management.

Primary Loan Servicing

In the area of primary servicing, we perform all credit administration tasks for our clients. This includes tasks such as account management, receivables calculation, payment monitoring, interest rate adjustments and reporting.

Special Loan Servicing

As a special servicer, we operate active loan asset management for non-performing loan commitments for financial investors and also act as an outsourced special lending department for commercial banks.

Payment Services

Especially in the context of syndicated financing, Silverton assumes the function of paying agent and/or security trustee. In addition to calculating receivables, preparing settlements and distributing interest and principal payments to the underwriters, Silverton monitors the fulfillment of agreed covenants, collects annual financial statements and sends reminders for late payments. If applicable, Silverton may also give notice to terminate the loan pursuant to the loan or bond agreement. In the course of this, we assume both the realization of any existing securities and the representation of the lenders in insolvency proceedings.

 

SAS holds a payment license from BaFin for assuming the function of the paying agent. All participants are corporate clients / family offices or institutional investors. Since 2009, Silverton has used proprietary software with a risk-based AML module to manage receivables and syndicated financial operations. This software is constantly being enhanced and can be individually adapted to the needs of clients at any time.

Risk Management

Credit Risk Management

Silverton has extensive experience in credit risk analysis for individual exposures and portfolios of real estate financing, business loans and structured financings/securities. Our independence allows us to conduct best practice analysis and due diligence. We provide the following services for our clients:

  • Credit risk analyses for counterparty risks, individual transactions (e.g. structured finance / securitization) or portfolios
  • Outsourcing of all or part of the credit risk management function
  • Development of credit risk management processes including forms and reporting under consideration of MAK regulations
  • Creation of credit policies

Furthermore, we support our clients in the assessment of balance sheet structures and in the development of strategy proposals for the further handling of non-performing exposures as well as for the design and/or restructuring of covenants, hurdles (triggers) and other loan components.

Process and Control Management

Silverton advises international financial institutions and companies on compliance with regulatory requirements regarding risk and control documentation according to HGB, IAS and USGAAP. We support our clients in the conception and implementation of risk management and internal control systems as well as in the preparation of documentation according to internationally recognized standards ISAE 3402 or SAS70.

Risk management means systematically and comprehensively addressing risks in the company with the aim of securing the future of the company. For stock corporations, the term “risk management” has been an important topic since the Corporate Sector Supervision and Transparency Act (KonTraG) came into force in April 1998. This Act stipulates, for example, the extension of the liability of the management and supervisory boards, the assessment of possible risks, and the installation of a risk monitoring system. Within the risk management system (RMS), the opportunities and risks of the organization (strategy, organization and processes) are continuously identified, evaluated and shaped.

Maritime Solutions

The expertise of the Silverton Group is complemented by the Hamburg-based JV company Silverton Maritime Solutions GmbH, a team with many years of professional experience in the maritime industry. Silverton Maritime offers services in three areas to investors seeking access to shipping and shipping companies.

1. Transaction Advisory

Ship Loan Portfolios

We assist investors in the selection, valuation and acquisition of ship loans. We take over loan management for ship financing, including loan servicing.

Mergers & Acquisitions (M&A)

We advise and support companies in M&A transactions using our extensive industry knowledge. We take over process management or provide support in areas such as the sourcing of strategic acquisitions, business plan modelling and commercial due diligence. We pay particular attention to

2. Compliance

Shipping companies are affected by a large number of compliance issues due to their international orientation, their many stakeholders, their shear number of personnel, and the use of external service providers. We advise and support you in structural-organizational compliance issues. This includes the establishment and expansion of appropriate and effective compliance management systems.

We design and establish a compliance culture together with the shipping company management. We provide work resources for outsourcing compliance tasks, e.g. for risk analysis, employee training or contractual partner due diligence.

3. Captive Insurance

Companies can achieve considerable cost advantages by actively managing operating risks that need to be insured by means of their own insurance company, a so-called captive insurance. Since establishing a captive insurance company is capital-intensive and associated with administrative challenges, the potential for cost advantages must first be proven by a thorough analysis of the insurance situation. We provide support in the preliminary analysis and in the selection of the appropriate type and location of the captive insurance company as well as in the selection of the parties involved.

For the evaluation of the legal and tax aspects, we cooperate closely with the corresponding advisors of our clients or recommend well known and competent law and tax consulting firms.